.tm-page{--tm-navy:#0d1b35;--tm-blue:#123966;--tm-red:#ed171f;--tm-red-dark:#c90913;--tm-soft:#f5f9fe;--tm-line:#e1ebf5;--tm-text:#153458;--tm-muted:#607491;background:#fff;color:var(--tm-text)}
.tm-page *{box-sizing:border-box}.tm-page img{max-width:100%}.tm-shell{width:min(1180px,calc(100% - 40px));margin-inline:auto}.tm-breadcrumb{display:flex;align-items:center;gap:7px;padding:13px 0 10px;overflow:auto;white-space:nowrap;color:#60728d;font-size:12px}.tm-breadcrumb a{transition:color .18s ease}.tm-breadcrumb a:hover{color:var(--tm-red)}.tm-breadcrumb strong{color:#17395f;font-weight:700}
.tm-hero{background:linear-gradient(180deg,#fff,#f7fbff)}.tm-hero-card{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,1.12fr);min-height:392px;overflow:hidden;border:1px solid #e8f0f7;border-radius:12px;background:#fff;box-shadow:0 10px 28px rgba(17,54,96,.07)}.tm-hero-copy{padding:22px 28px 25px 28px;align-self:center;position:relative;z-index:2}.tm-eyebrow{display:inline-flex;padding:6px 10px;border-radius:5px;background:var(--tm-red);color:#fff;font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.035em;line-height:1}.tm-hero h1{margin:12px 0 0;color:#0b2d59;font-size:clamp(36px,3.55vw,53px);line-height:.99;letter-spacing:-.045em;font-weight:800}.tm-hero h1 span{color:var(--tm-red)}.tm-lead{max-width:605px;margin:14px 0 0;color:#244466;font-size:15.5px;line-height:1.45}.tm-hero-points{display:flex;flex-wrap:wrap;gap:18px 22px;margin-top:19px}.tm-hero-point{display:flex;align-items:center;gap:8px;min-width:105px}.tm-hero-point img{width:29px;height:29px;flex:0 0 auto}.tm-hero-point span{display:grid;line-height:1.05}.tm-hero-point strong{color:#16375f;font-size:11.5px}.tm-hero-point small{margin-top:3px;color:#687c98;font-size:9.7px}.tm-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:21px}.tm-btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;min-height:49px;padding:12px 16px;border-radius:8px;font-size:13.5px;font-weight:800;line-height:1.15;text-align:center;transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease,color .18s ease,background .18s ease}.tm-btn:hover{transform:translateY(-2px)}.tm-btn-primary{background:linear-gradient(180deg,#ff171f,#e10d17);color:#fff;box-shadow:0 10px 23px rgba(237,23,31,.18)}.tm-btn-primary:hover{background:linear-gradient(180deg,#ef111a,#c90b12);box-shadow:0 14px 28px rgba(237,23,31,.25)}.tm-btn-primary img{filter:brightness(0) invert(1)}.tm-btn-secondary{border:1.5px solid #194d88;background:#fff;color:#17375f}.tm-btn-secondary:hover{border-color:var(--tm-red);color:var(--tm-red)}
.tm-hero-media{position:relative;min-height:392px;overflow:hidden;background:#eaf4fc}.tm-hero-media picture,.tm-hero-photo{display:block;width:100%;height:100%}.tm-hero-photo{position:absolute;inset:0;object-fit:cover;object-position:50% 44%}.tm-hero-media:before{content:"";position:absolute;inset:0 auto 0 0;width:22%;z-index:1;background:linear-gradient(90deg,#fff 0%,rgba(255,255,255,.65) 30%,rgba(255,255,255,0) 100%);pointer-events:none}.tm-cover-card{position:absolute;top:30px;right:17px;z-index:2;width:220px;padding:14px 15px;border:1px solid rgba(255,255,255,.78);border-radius:13px;background:rgba(255,255,255,.97);box-shadow:0 12px 34px rgba(9,36,68,.16);backdrop-filter:blur(6px)}.tm-cover-title{display:flex;align-items:flex-start;gap:10px;padding-bottom:9px;border-bottom:1px solid #e8eef5}.tm-cover-title>img{width:34px;height:34px}.tm-cover-title p{font-size:11.5px;line-height:1.2}.tm-cover-title strong{display:block;color:#15385f}.tm-cover-title span{display:block;margin-top:2px;color:var(--tm-red);font-weight:800}.tm-cover-list{display:grid;gap:7px;padding-top:10px}.tm-cover-list>div{display:flex;align-items:center;gap:8px;color:#17395f;font-size:10.7px;line-height:1.22}.tm-cover-list img{width:18px;height:18px;flex:0 0 auto}
.tm-trust-strip{padding:8px 0 0;background:#f7fbff}.tm-trust-grid{display:grid;grid-template-columns:repeat(5,1fr);border:1px solid #e7eef6;border-radius:11px;background:#fff;overflow:hidden;box-shadow:0 7px 20px rgba(19,55,96,.04)}.tm-trust-item{min-height:62px;display:flex;align-items:center;justify-content:center;gap:10px;padding:11px 14px;border-right:1px solid #e3ecf4}.tm-trust-item:last-child{border-right:0}.tm-trust-item img{width:31px;height:31px}.tm-trust-item span{display:grid;line-height:1.05}.tm-trust-item strong{font-size:10.7px;color:#17385e}.tm-trust-item small{margin-top:3px;color:#6a7f99;font-size:9.2px}
.tm-section{padding:34px 0}.tm-usage{padding-top:18px;background:#f7fbff}.tm-usage-grid{display:grid;grid-template-columns:.92fr 1.08fr;gap:28px;align-items:center;border:1px solid #e7eef6;border-radius:12px;background:#fff;padding:13px 14px;box-shadow:0 8px 24px rgba(17,54,96,.04)}.tm-photo-card{overflow:hidden;border-radius:9px;background:#eaf2fa}.tm-photo-card img{display:block;width:100%;aspect-ratio:1.72/1;object-fit:cover}.tm-kicker{position:relative;margin:0 0 8px;padding-left:37px;text-transform:uppercase;letter-spacing:.065em;font-size:10px;font-weight:800;color:#284d78}.tm-kicker:before{content:"";position:absolute;left:0;top:50%;width:28px;height:3px;border-radius:2px;background:var(--tm-red);transform:translateY(-50%)}.tm-kicker-light{color:#d8e7f8}.tm-copy-block{padding:5px 4px}.tm-copy-block h2,.tm-situations h2,.tm-guarantees h2,.tm-process h2,.tm-guides h2{margin:0;color:#0d2e58;font-size:clamp(28px,2.7vw,37px);line-height:1.07;letter-spacing:-.035em;font-weight:800}.tm-copy-block>p:not(.tm-kicker){margin-top:10px;color:#304c6c;font-size:13.5px;line-height:1.53}.tm-warning-note{display:flex;align-items:flex-start;gap:10px;margin-top:14px;padding:11px 13px;border-radius:8px;background:#fff0f2;color:#d91420;font-size:11.5px;line-height:1.38}.tm-warning-symbol{display:grid;place-items:center;flex:0 0 auto;width:26px;height:26px;border-radius:50%;background:var(--tm-red);color:#fff;font-size:16px;font-weight:800}
.tm-situations{padding-top:16px;background:#f7fbff}.tm-situation-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:9px;margin-top:15px}.tm-situation-card{overflow:hidden;border:1px solid #e4edf6;border-radius:10px;background:#fff;box-shadow:0 5px 18px rgba(19,55,96,.05);transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease}.tm-situation-card:hover{transform:translateY(-4px);border-color:#cee1f1;box-shadow:0 13px 28px rgba(19,55,96,.1)}.tm-situation-card>a{display:block;height:100%}.tm-situation-photo{display:block;width:100%;height:85px;object-fit:cover}.tm-situation-body{padding:11px 10px 12px}.tm-situation-title{display:flex;align-items:center;gap:7px;min-height:38px}.tm-situation-title img{width:25px;height:25px;flex:0 0 auto}.tm-situation-title h3{color:#0e305a;font-size:11px;line-height:1.12;font-weight:800}.tm-situation-body p{min-height:47px;margin-top:6px;color:#536b87;font-size:9.7px;line-height:1.32}.tm-situation-body>span{display:inline-flex;margin-top:7px;color:var(--tm-red);font-size:10px;font-weight:800}
.tm-solution-banner{background:#f7fbff}.tm-solution-grid{display:grid;grid-template-columns:330px 1fr 260px;gap:22px;min-height:132px;overflow:hidden;border-radius:10px;background:linear-gradient(106deg,#0a2648,#0d4277);color:#fff}.tm-solution-photo{position:relative;height:132px;overflow:hidden}.tm-solution-photo:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(10,38,72,0),#0a2a4e 97%)}.tm-solution-photo img{width:100%;height:100%;object-fit:cover;object-position:45% center}.tm-solution-copy{align-self:center}.tm-solution-copy h2{margin:0;max-width:520px;font-size:25px;line-height:1.05;letter-spacing:-.025em;font-weight:800}.tm-solution-copy p:last-child{margin-top:8px;max-width:620px;color:#dbe8f6;font-size:10.8px;line-height:1.42}.tm-solution-action{align-self:center;padding-right:15px}.tm-solution-action .tm-btn{width:100%}.tm-solution-action ul{display:grid;gap:3px;margin-top:8px}.tm-solution-action li{display:flex;align-items:center;gap:6px;color:#e9f2fb;font-size:9.8px}.tm-solution-action li img{width:16px;height:16px}
.tm-guarantees{background:#fff}.tm-section-intro{max-width:780px;margin-top:9px;color:#5a718e;font-size:13px;line-height:1.5}.tm-guarantee-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:17px}.tm-guarantee-card{padding:18px;border:1px solid #e5edf6;border-radius:11px;background:linear-gradient(180deg,#fff,#f9fcff);box-shadow:0 6px 19px rgba(18,53,95,.05);transition:transform .2s ease,box-shadow .2s ease}.tm-guarantee-card:hover{transform:translateY(-3px);box-shadow:0 12px 27px rgba(18,53,95,.09)}.tm-icon-box{display:grid;place-items:center;width:48px;height:48px;border-radius:10px;background:#edf5fc}.tm-icon-box img{width:31px;height:31px}.tm-guarantee-card h3{margin-top:12px;color:#0d315d;font-size:15px;font-weight:800}.tm-guarantee-card p{margin-top:7px;color:#596f8a;font-size:11.5px;line-height:1.45}
.tm-process{background:#f7fbff}.tm-step-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:16px}.tm-step-card{display:grid;grid-template-columns:38px 31px 1fr;gap:9px;padding:15px 12px;border:1px solid #e3edf6;border-radius:10px;background:#fff;box-shadow:0 5px 18px rgba(19,55,96,.05)}.tm-step-num{display:grid;place-items:center;width:32px;height:32px;border-radius:50%;background:var(--tm-red);color:#fff;font-size:14px;font-weight:800}.tm-step-card>img{width:28px;height:28px;margin-top:2px}.tm-step-card h3{color:#15375f;font-size:11px;line-height:1.2;font-weight:800}.tm-step-card p{margin-top:5px;color:#617590;font-size:9.7px;line-height:1.34}
.tm-info{padding-top:20px;background:#f7fbff}.tm-info-grid{display:grid;grid-template-columns:1fr 1fr;gap:17px}.tm-doc-card,.tm-faq-card{padding:18px 20px;border:1px solid #e3edf6;border-radius:11px;background:#fff}.tm-info-heading{display:flex;align-items:center;gap:12px;margin-bottom:12px}.tm-info-heading h2{color:#15365f;font-size:16px;font-weight:800}.tm-doc-card ul{display:grid;gap:7px}.tm-doc-card li{display:flex;align-items:flex-start;gap:8px;color:#385372;font-size:10.7px;line-height:1.34}.tm-doc-card li img{margin-top:1px;flex:0 0 auto}.tm-question{display:grid;place-items:center;width:34px;height:34px;border:2px solid #153d6d;border-radius:50%;color:#153d6d;font-size:21px;font-weight:800}.tm-faq-list{display:grid;gap:6px}.tm-faq-list details{overflow:hidden;border:1px solid #e2ebf4;border-radius:7px;background:#fbfdff}.tm-faq-list summary{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:10px 11px;cursor:pointer;list-style:none;color:#173a63;font-size:10.7px;font-weight:700}.tm-faq-list summary::-webkit-details-marker{display:none}.tm-faq-list summary span{font-size:16px}.tm-faq-list details p{padding:0 11px 11px;color:#596f8a;font-size:10.4px;line-height:1.45}
.tm-guides{background:#fff}.tm-section-head{display:flex;align-items:flex-end;justify-content:space-between;gap:20px}.tm-section-head>a{color:#1d538d;font-size:11px;font-weight:700}.tm-section-head>a:hover{color:var(--tm-red)}.tm-guide-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:13px;margin-top:15px}.tm-guide-card{overflow:hidden;border:1px solid #e5edf5;border-radius:10px;background:#fff;box-shadow:0 6px 18px rgba(20,54,94,.05)}.tm-guide-card>a{display:block}.tm-guide-card>a>img,.tm-guide-fallback{display:block;width:100%;height:112px;object-fit:cover}.tm-guide-fallback{display:grid;place-items:center;background:#edf5fc}.tm-guide-body{padding:11px}.tm-guide-body h3{color:#14365f;font-size:11.2px;line-height:1.28;font-weight:800}.tm-guide-body p{margin-top:6px;color:#7a8ba1;font-size:9.4px}
.tm-seo-content{background:#f7fbff}.tm-seo-shell{max-width:1040px}.tm-seo-intro{max-width:760px;margin-bottom:20px}.tm-seo-intro h2{margin:0;color:#0d2f59;font-size:clamp(27px,2.6vw,36px);line-height:1.08;letter-spacing:-.03em;font-weight:800}.tm-seo-intro>p:last-child{margin-top:9px;color:#5c718a;font-size:12.5px;line-height:1.5}.tm-prose{padding:28px 30px;border:1px solid #e3edf6;border-radius:12px;background:#fff;box-shadow:0 8px 24px rgba(18,52,91,.04);color:#304b6b;font-size:14px;line-height:1.72}.tm-prose h2{margin:33px 0 11px;color:#0d315d;font-size:25px;line-height:1.14;font-weight:800}.tm-prose h2:first-child{margin-top:0}.tm-prose h3{margin:23px 0 7px;color:#18436f;font-size:18px;line-height:1.25;font-weight:800}.tm-prose p{margin:0 0 13px}.tm-prose ul,.tm-prose ol{margin:8px 0 16px;padding-left:22px}.tm-prose li{margin:5px 0}.tm-prose a{color:#075aa5;text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:2px}.tm-prose a:hover{color:var(--tm-red)}.tm-prose strong{color:#17385e}
.tm-final-cta{padding:31px 0;background:linear-gradient(108deg,#082543,#0d3f70);color:#fff}.tm-final-grid{display:grid;grid-template-columns:1fr auto;gap:32px;align-items:center}.tm-final-grid h2{margin:0;max-width:760px;font-size:31px;line-height:1.08;letter-spacing:-.03em;font-weight:800}.tm-final-grid p:last-child{max-width:760px;margin-top:8px;color:#d9e7f4;font-size:12px;line-height:1.48}.tm-final-actions{display:grid;gap:10px;min-width:260px}.tm-btn-dark-outline{border:1px solid #7da3c8;background:rgba(255,255,255,.04);color:#fff}.tm-btn-dark-outline:hover{border-color:#fff;background:rgba(255,255,255,.08)}
@media(max-width:1120px){.tm-shell{width:min(100% - 30px,1080px)}.tm-hero-card{grid-template-columns:1fr 1fr}.tm-hero-copy{padding:20px 22px}.tm-hero h1{font-size:clamp(34px,4vw,45px)}.tm-lead{font-size:14px}.tm-hero-points{gap:14px}.tm-cover-card{width:206px;right:12px}.tm-situation-grid{grid-template-columns:repeat(3,1fr)}.tm-situation-photo{height:110px}.tm-situation-body p{min-height:0}.tm-solution-grid{grid-template-columns:280px 1fr 235px}.tm-guarantee-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:900px){.tm-shell{width:min(100% - 24px,820px)}.tm-breadcrumb{font-size:11px}.tm-hero-card{grid-template-columns:1fr}.tm-hero-copy{padding:22px 24px}.tm-hero h1{max-width:700px;font-size:43px}.tm-hero-media{min-height:350px}.tm-hero-media:before{display:none}.tm-hero-photo{position:absolute;object-position:55% 44%}.tm-cover-card{top:18px;right:18px;width:225px}.tm-trust-grid{grid-template-columns:repeat(3,1fr)}.tm-trust-item{border-bottom:1px solid #e3ecf4}.tm-trust-item:nth-child(3){border-right:0}.tm-trust-item:nth-child(4),.tm-trust-item:nth-child(5){border-bottom:0}.tm-usage-grid{grid-template-columns:1fr;gap:17px}.tm-photo-card img{aspect-ratio:2.05/1}.tm-solution-grid{grid-template-columns:250px 1fr}.tm-solution-action{grid-column:1/-1;display:grid;grid-template-columns:260px 1fr;align-items:center;gap:18px;padding:0 18px 14px}.tm-solution-action ul{grid-template-columns:repeat(3,1fr);margin-top:0}.tm-step-grid{grid-template-columns:repeat(2,1fr)}.tm-guide-grid{grid-template-columns:repeat(2,1fr)}.tm-final-grid{grid-template-columns:1fr}.tm-final-actions{display:flex;flex-wrap:wrap;min-width:0}.tm-final-actions .tm-btn{min-width:245px}}
@media(max-width:680px){.tm-shell{width:min(100% - 20px,620px)}.tm-breadcrumb{padding-top:9px}.tm-hero{background:#fff}.tm-hero-card{border-radius:10px}.tm-hero-copy{padding:18px 16px 16px}.tm-eyebrow{font-size:9.5px}.tm-hero h1{font-size:35px;line-height:1.01}.tm-lead{font-size:13.2px;line-height:1.45}.tm-hero-points{display:grid;grid-template-columns:repeat(2,1fr);gap:12px 10px}.tm-hero-point{min-width:0}.tm-hero-point strong{font-size:10.5px}.tm-hero-point small{font-size:8.8px}.tm-actions{display:grid}.tm-btn{width:100%;min-height:48px}.tm-hero-media{min-height:355px}.tm-hero-photo{object-position:50% 36%}.tm-cover-card{left:12px;right:12px;top:auto;bottom:12px;width:auto;padding:12px}.tm-cover-title{padding-bottom:7px}.tm-cover-list{grid-template-columns:1fr 1fr;gap:6px 10px}.tm-cover-list>div{font-size:9.7px}.tm-cover-list>div:last-child{grid-column:1/-1}.tm-trust-grid{grid-template-columns:repeat(2,1fr)}.tm-trust-item{min-height:68px;padding:10px}.tm-trust-item:nth-child(2n){border-right:0}.tm-trust-item:nth-child(3){border-right:1px solid #e3ecf4}.tm-trust-item:nth-child(4){border-bottom:1px solid #e3ecf4}.tm-trust-item:nth-child(5){grid-column:1/-1}.tm-section{padding:27px 0}.tm-usage{padding-top:12px}.tm-usage-grid{padding:10px}.tm-photo-card img{aspect-ratio:1.65/1}.tm-copy-block h2,.tm-situations h2,.tm-guarantees h2,.tm-process h2,.tm-guides h2{font-size:28px}.tm-copy-block>p:not(.tm-kicker){font-size:12.5px}.tm-situation-grid{grid-template-columns:repeat(2,1fr);gap:8px}.tm-situation-photo{height:92px}.tm-situation-body{padding:9px}.tm-solution-grid{grid-template-columns:1fr;gap:0}.tm-solution-photo{height:155px}.tm-solution-copy{padding:18px 18px 8px}.tm-solution-copy h2{font-size:23px}.tm-solution-action{grid-column:auto;display:block;padding:10px 18px 18px}.tm-solution-action ul{grid-template-columns:1fr 1fr;margin-top:9px}.tm-guarantee-grid{grid-template-columns:1fr}.tm-step-grid{grid-template-columns:1fr}.tm-info-grid{grid-template-columns:1fr}.tm-guide-grid{grid-template-columns:1fr 1fr;gap:9px}.tm-guide-card>a>img,.tm-guide-fallback{height:95px}.tm-prose{padding:21px 17px;font-size:13.2px;line-height:1.66}.tm-prose h2{font-size:23px}.tm-prose h3{font-size:17px}.tm-final-grid h2{font-size:27px}.tm-final-actions{display:grid}.tm-final-actions .tm-btn{min-width:0;width:100%}}
@media(max-width:440px){.tm-shell{width:calc(100% - 16px)}.tm-hero-copy{padding:16px 13px}.tm-hero h1{font-size:31px}.tm-hero-points{grid-template-columns:1fr 1fr}.tm-hero-media{min-height:330px}.tm-cover-card{left:8px;right:8px;bottom:8px}.tm-trust-item{gap:7px}.tm-trust-item img{width:27px;height:27px}.tm-trust-item strong{font-size:9.7px}.tm-trust-item small{font-size:8.3px}.tm-situation-grid{grid-template-columns:1fr}.tm-situation-photo{height:125px}.tm-guide-grid{grid-template-columns:1fr}.tm-guide-card>a>img,.tm-guide-fallback{height:140px}.tm-final-grid h2{font-size:25px}}
@media(prefers-reduced-motion:reduce){.tm-page .reveal{animation:none!important}.tm-page *{scroll-behavior:auto!important}.tm-btn,.tm-situation-card,.tm-guarantee-card{transition:none!important}}