/* HiAssur v1.78.2 — structure éditoriale commune des sous-pages commerciales */
.hi-guide-wrap{max-width:1120px;margin:0 auto;padding:0 16px}
.hi-guide-head{max-width:820px;margin:0 auto 28px;text-align:center}
.hi-guide-head .hi-guide-kicker{display:inline-flex;margin-bottom:8px;padding:5px 10px;border-radius:999px;background:#fef2f2;color:#dc2626;font-size:11px;font-weight:900;letter-spacing:.1em;text-transform:uppercase}
.hi-guide-head h2{margin:0;color:#0f172a;font-size:clamp(1.8rem,3vw,2.45rem);line-height:1.12;font-weight:850;letter-spacing:-.025em}
.hi-guide-head p{margin:10px auto 0;max-width:720px;color:#64748b;line-height:1.7}
.hi-guide-editorial{max-width:1080px;margin:0 auto}
.hi-guide-editorial-lead{max-width:860px;margin:0 auto 22px;padding:18px 20px;border:1px solid #e7edf4;border-radius:16px;background:#f8fafc;color:#526177;line-height:1.75}
.hi-guide-editorial-lead p{margin:0}.hi-guide-editorial-lead p+p{margin-top:10px}
.hi-guide-editorial-toc{margin:0 0 24px;padding:20px;border:1px solid #e5eaf0;border-radius:18px;background:#f8fafc}
.hi-guide-editorial-toc>strong{display:block;margin-bottom:11px;color:#0f172a;font-size:14px}
.hi-guide-editorial-toc>div{display:flex;flex-wrap:wrap;gap:8px}
.hi-guide-editorial-toc a{display:inline-flex;padding:8px 11px;border:1px solid #dfe6ef;border-radius:999px;background:#fff;color:#46566d;text-decoration:none;font-size:12px;font-weight:750;transition:.18s ease}
.hi-guide-editorial-toc a:hover{border-color:#f0aab5;color:#dc2626;transform:translateY(-1px)}
.hi-guide-editorial-sections{display:grid;gap:22px}
.hi-guide-editorial-section{scroll-margin-top:110px;border:1px solid #e7ecf2;border-radius:22px;padding:26px;background:#fff;box-shadow:0 9px 26px rgba(15,23,42,.045)}
.hi-guide-editorial-heading{display:grid;grid-template-columns:42px 1fr;gap:14px;align-items:start;margin-bottom:18px}
.hi-guide-editorial-heading>span{display:grid;place-items:center;width:42px;height:42px;border-radius:12px;background:#fef2f2;color:#dc2626;font-size:12px;font-weight:900}
.hi-guide-editorial-heading h2{margin:2px 0 0;color:#0f172a;font-size:clamp(22px,2.4vw,31px);line-height:1.17;font-weight:850;letter-spacing:-.025em}
.hi-guide-editorial-intro{margin:0 0 18px;padding:15px 17px;border-left:3px solid #dc2626;border-radius:0 12px 12px 0;background:#fff8f9;color:#526177;line-height:1.72}
.hi-guide-editorial-intro p{margin:0}.hi-guide-editorial-intro p+p{margin-top:10px}
.hi-guide-editorial-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:13px}
.hi-guide-editorial-card{min-width:0;padding:18px;border:1px solid #e9eef4;border-radius:16px;background:#f8fafc}
.hi-guide-editorial-card h3{margin:0 0 9px;color:#0f172a;font-size:16px;line-height:1.3;font-weight:800}
.hi-guide-editorial-copy{min-width:0;color:#56657a;font-size:14px;line-height:1.7}
.hi-guide-editorial-copy p{margin:0}.hi-guide-editorial-copy p+p{margin-top:10px}
.hi-guide-editorial-copy ul,.hi-guide-editorial-copy ol{margin:10px 0 0;padding-left:20px}
.hi-guide-editorial-copy li+li{margin-top:6px}
.hi-guide-editorial-copy a{color:#dc2626;font-weight:750;text-decoration:none}.hi-guide-editorial-copy a:hover{text-decoration:underline}
.hi-guide-editorial-copy strong{color:#29384d}
.hi-guide-editorial-copy img{display:block;max-width:100%;height:auto;margin:16px auto;border-radius:14px}
.hi-guide-editorial-copy table{display:block;width:100%;max-width:100%;overflow-x:auto;border-collapse:collapse;white-space:normal;-webkit-overflow-scrolling:touch}
.hi-guide-editorial-copy th,.hi-guide-editorial-copy td{min-width:130px;padding:10px;border:1px solid #e5eaf0;text-align:left;vertical-align:top}
.hi-guide-editorial-copy th{background:#f8fafc;color:#24344b;font-weight:800}
.hi-guide-editorial-copy-wide{padding:18px;border-radius:16px;background:#f8fafc}
.hi-guide-factors{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;max-width:1080px;margin:0 auto}
.hi-guide-factor{padding:20px;border:1px solid #e7ecf2;border-radius:18px;background:#fff;box-shadow:0 8px 22px rgba(15,23,42,.04)}
.hi-guide-factor small{display:block;color:#dc2626;font-size:11px;font-weight:900;letter-spacing:.08em;text-transform:uppercase}.hi-guide-factor strong{display:block;margin-top:5px;color:#0f172a;font-size:16px}.hi-guide-factor p{margin:8px 0 0;color:#64748b;font-size:13px;line-height:1.65}
@media(max-width:760px){.hi-guide-editorial-section{padding:20px 17px}.hi-guide-editorial-heading{grid-template-columns:36px 1fr;gap:11px}.hi-guide-editorial-heading>span{width:36px;height:36px}.hi-guide-editorial-grid,.hi-guide-factors{grid-template-columns:1fr}.hi-guide-editorial-toc>div{display:grid}.hi-guide-editorial-toc a{border-radius:11px}.hi-guide-editorial-card{padding:16px}.hi-guide-head{text-align:left}.hi-guide-head p{margin-left:0}}